There are many people who say that you shouldn’t worry about your credit score when you’re getting out of debt.
I’m not one of them.
I think it’s a fun thing to measure, even. Especially when you’re on your way out of the debt rabbit hole. You have this incredible opportunity to earn points, it seems.
And there’s this neat product (affiliate link coming your way!) that helps you monitor your score.
Here’s why you should be using Credit Sesame. It’s free. Like really free, not like, “okay free-ish, and we’ll charge your credit card in two weeks, when you’ve completely forgotten you signed up for this” — no. Free as in “you don’t need to enter your credit card” ever.
It’s also visually pleasing. The charts are pretty.
I’ve been using it for over a year now, and I LOVE it.
You know how you are supposed to check your credit annually? But those free credit reports just give you like a pass/fail? Credit Sesame isn’t like that. It’s much more focused on hard numbers.
And now, for a moment of bragging, while I ostensibly just show you a screen shot of “Credit Sesame: Behind the login”:
In all honesty, Credit Sesame is cool. It emails me when my score gets updated. It emails me when someone is pulling my credit score.
Incidentally, this happened quite a bit in May. Turns out, everyone wants a piece of you when you’re buying a house/condo/six figure something or other.
They aren’t altruistic, though. What company is? They make their money contacting you with offers (kind of like Mint).
I haven’t been interested in their offers, but you know what? If I’d signed up with them before I transferred my credit card debt to a 0% card, I would have used their affiliation.