We can talk strategy all day long, and we can discuss minutiae of number of dollars spent in whichever category, but the other day, it hit me.
If you don’t have the point figured out, then the journey isn’t all that interesting.
I have been so head-down focused, that taking a step back, and asking myself, “why are you trying so hard?” left me without an answer.
“Because I want to get out of debt” sounds so temporary. After all, we’re only talking about six or seven months of debt repayment. So I sat quietly and wondered what I really wanted out of life.
It turned out to be much simpler than I’d thought. A fun side note: why do you think we make things more complicated than they need to be? Relationships, friendships, money, family, all of it?
So I sat down and drew a picture (in my head) of future me. I want to get to the point financially where I can be generous, can live a life of abundance, and have enough coming in that life is comfortable. Future me is so light and carefree and money comes easily and she has a family and she’s happy.
That’s it. I could rent forever, I don’t care about that. I’m still in a transitory stage in my life anyway, so buying real estate doesn’t make sense now. I don’t want a big fancy car (payment), I don’t want a 3000 square foot home, I don’t even want a new pair of shoes.
I’m there already. I’m light and carefree, and money does seem to come easily to me (who would have thought that simply repeating that would make it true?) and I’m focusing some of my energy on spreading positive vibes and I have a family (though they’re not all related by blood and the ones that are live in another state) and I’m happy. Goodness, how I am happy.
That’s really the point, isn’t it? To be happy and surround yourself with things that bring you joy?
If that’s not the point, then what is?