All right, it’s everyone’s favorite time of the month! The beginning! Where personal finance bloggers overshare their financial information!
I love it, actually, and it’s only in this realm where I can be up front and honest about my situation. Also, I can make excuses. And I will. Like the one where I haven’t been paid for my part-time job for July yet. Oof. Then there’s also the … summer! Where I have enjoyed myself, dang it, and I’m not going to apologize.
Because just like there’s no crying in baseball, there’s no room for excuses when you’re trying to get your ducks in a row. They’re either lining up for you, or they aren’t, and I can lament spending money when I owe money, but what good will that do? Let’s talk about ideas that are better than beating yourself up over something you can’t change.
Oh, so, the charts:
Net worth is up .71% since August and 180% since January.
Total owed still does not start with a 7 yet — but it’s right around $8400, so it’s getting close.
Whenever that check for the part-time work arrives, it’s going straight to ACS. So is everything extra this month.
Goal is March 2013. I can get there. I just need to earn more, save more, and put more toward the student loans! I’d been really aggressive until recently, when I realized I’d been paying student loans with emergency funds. Now if that’s not a signal to the universe that I’m in need of an emergency, I don’t know what is!
So, the buffer in savings is back, and I’m happy to report that I’ll get back on track soon. Does anyone want a staff writer? I’m clearly awesome. :)