October is here, and while part of me is sad to see the prettiest month in Portland pass, a lot happened last month that won’t happen this month, so it’s great to start fresh.
Last month, I flew to four different cities, and the one weekend I was home, I was dumped. So, here’s to October! To a quieter, more Portland-centered month. Filled with fun.
Here are the charts:
It’s going in the right direction, and it’s going at the right pace. I changed the colors on my chart to make it more aesthetically pleasing. You can tell that I’ve been focusing on the student loan and leaving the car loan steady at a ~$200/month payment. This visual shows just how effective snowballing/snowflaking/snowman building is with debt. One funny thing about student loans? If you pay more than you owe, your “next due date” gets pushed back to the next month. So every few months I get something in the physical mail from ACS telling me how big of an idiot I am for continuing to pay this back at such a quick rate. The last letter of that nature said I really didn’t have to pay again until November 2014. So, there’s a little comfort in that. It’s always good to know exactly what I’d do if I lost my job (move into my friends’ basement and stop paying the student loan!) but I’d prefer if I didn’t have to resort to that. I’ll definitely refrain from cash loans, too.
And now for my favorite chart. What do you get when you start with a very low net worth and start measuring percentages?
The same sort of ridiculous numbers I’d get if I were to write a resume detailing sales growth in percentages at work — start-up numbers! This chart is much more rewarding to look at, if I’m in a mood where I need to pat myself on the back. And sometimes I am. Aren’t we all? The month-over-month percentage increases aren’t great, but I’m beating the market, I think. I’m still a solid investment.