Seven Ways I Feel Rich
Richie Rich

Richie Rich

When will I have enough money to feel rich?

Michelle over at See Debt Run posted earlier this week, asking herself if she’s a gold digger because she found some story her son wrote that said “Mommy likes money” in a story about his life. Naturally that caused some reflection for her, and it got me thinking, too.

At what point will I feel rich?

On the one hand, I have no doubt in my mind that if I won the lottery or somehow inherited piles and piles of money, then I would feel rich. I’d probably be a little obnoxious about it, sending text messages asking my friends if they wanted to sip Cristal on my boat. But unless I start dating Mark Zuckerberg (spell check really wants me to change this to “Rubbernecker” and I am tempted!) or somehow find that Sam Walton left me money, that’s not in the cards for me.

And that’s okay.

Every night, before I go to bed, I say to myself, I love my life. And now, I’ll add, I am rich.

Here are the seven ways in which I feel rich:

  1. When a sock gets a hole in it, I throw it away. Same for socks without mates. Same for tights with a hole.
  2. I don’t have to check Mint to see if I have enough money to get a cup of coffee. I know that’s not what the emergency fund is designed for, but it gives me peace of mind that means I don’t have to over-think purchases under ten dollars.
  3. I have plenty of food in my refrigerator.
  4. I have plenty of clothes to wear, for any occasion. These clothes might largely come from Goodwill, and they may or may not be composed primarily of workout clothes, but they are plentiful. There is always something clean to wear.
  5. I surround myself with people that I love. I don’t waste time on people who are nasty, negative or rude.
  6. I am not surprised when my credit rating jumps 20 points. I’m happy, but not surprised. It’s one of those silly things, really, because it’s all a game. I have a higher credit score because I opened more credit cards. Period. That “score” is a stupid one to track since I’m no more likely or unlikely to default on a loan than I was last month. But if I had refinanced my car loan when my score is as high as it is now, I bet I would be paying less in interest!
  7. I work in a job that I love. Love, love love. No amount of money could replace the feeling I get when I come to work. I am fulfilled. I could make more money doing just about anything else (or doing the same thing in another industry) but I won’t switch. I’ve been here three years and it is a perfect combination of my passions. I’d rather earn more money on the side than leave this for some salaried, benefit-ed place elsewhere.


  1. says

    Your seven ways are all really good! As someone who has seen their income more than double since I’ve started working, I can tell you that it never really “feels” like enough. But if you take a step back and really realize what you’ve got, you’ll see that you really are RICH. For example, we rarely ever “plan” or “consider” when something needs fixed – we just do it! We never fret over an unexpected bill or large purchase. Our budget has enough float in it to cover these un-expectancies. Another thing that has really helped – going downtown in the city or taking a vacation in a poor country (like Jamaica). You’ll realize just how “rich” you are when you see how the other side lives.

  2. says

    I think staying on top of your finances is the smartest move you can make. Not needing to check to know that you can afford a cup of coffee (or not sometimes) or that you will be able to pay your bills this month (or will but only if you only eat ramen noodles and sloppy joes for a week) is a great feeling. Well…the knowing is a great feeling. The week of eating like crap probably doesn't feel too great, to be perfectly honest.

  3. Katie says

    I love your list! I think money wise I think it's hard to actually feel rich (moneywise). I like feeling comfortable thats what makes me happy and of course being with the people I love.

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