I’ve written in the past about SaveUp, but it was a long time ago, so I’ll recap: it’s the gamification of saving money and paying off your debt. So you get a point for every dollar you pay off on a credit card, and a point for every dollar you put into savings.
You can trade points for plays. You get three plays a day, free, and 100 points gets you an extra play. You can spend 500 points a day to get yourself eight plays.
What can you win? Well, there are different levels: small and big, and different chances of winning, accordingly.
My SaveUp Strategy
For a while, I thought I’d go big. I mean, who doesn’t want a $50,000 dream vacation fund? Terrorists, that’s who. But the odds are way lower (of course). So I switched my strategy, and won!
There are always new $100 gift cards for various things, and a few weeks ago, I saw one for Victoria’s Secret. My strategic brain got to thinking. Okay, that’s a more narrow potential pool, I thought. I’m going to go for that. So, SaveUp, unlike real investing, is a place where it is a good idea to put all of your eggs in one basket. The plays are free, and you have a better chance of winning when you just throw all of your plays into one low-payout prize, so why not go for that? Go for ones you’re interested in, but also think about the ones that are highly boring to other people. Right now, I’m going for Trader Joe’s, which I think is universally appealing, but it still would be nice to have free groceries* for a little while.
A few days later, I get something in the mail that makes me feel important. Someone sent me certified mail! I have to go to the post office (conveniently located five blocks from work) to go get a package! Turns out, SaveUp were just covering their bases so that someone wouldn’t take my hard-won prize.
Over the weekend, I went shopping. One of my favorite pastimes is going to Victoria’s Secret and pretending I can buy anything I want. I load up the cart. I add things with abandon. Nothing is out of reach! I am going to get everything!
This time, I actually did get to spend without thinking too much. However! It does not take much to reach $100. I had about $140 in my cart.
Next, I went to RetailMeNot to cash in on discounts. Victoria’s Secret allows for three discount codes per order. The first one was a tiered discount. $15 off $100, $30 off $150, $75 off $250. I typed that in. The second was free shipping if you ordered bras (I did). The third was for a free pair of undies. Score! I did a little math. The first discount made things weird. If I found $10 more product to buy, my entire purchase would actually be $5 cheaper than if I didn’t buy $10 more things. Okay, well, that’s only a good idea if I only spend ten dollars. Not if I find a $50 something or other. But I had a feeling their 5 for $26 was a discount if you bought at least five pairs and not multiples of five pairs. So, I put two more pairs of undies in my cart.
And the price went down by $5!
So, with the SaveUp gift card I won, plus the discounts I found via RetailMeNot, my grand total was $20.40. And I got a lot of cool stuff.
This feels like winning, because the only kinds of clothing I buy new are my underclothes.
Because even Frugal Portland has limits.
Which may be another reason TLC hasn’t called me back. “Not extreme enough!”
*by groceries, of course I mean chocolate covered frozen bananas and all kinds of trail mix.