Declutter — Step One
There is a lot of clutter in my life. And there are many things to sell, give or throw away before I move into a smaller space.
But clutter exists elsewhere, too. I have too many accounts in Mint. One, the big bear called Bank of America, has taken much more of my money than I’d like.
So, to start the weekend, and get myself into an anti-clutter mentality, I called today to cancel my longest running credit card.
The “experts” say I shouldn’t do this. But I already signed paperwork with my landlord, and she’s not going to run my credit report. I’ve already refinanced my car, and do not plan on getting a new one any time soon. I’m not in a place to buy a house, so even though closing this card means that my ratio of debt to credit goes up, and could negatively impact my credit score, I’m not concerned. In fact, the phone call was simple. “I’d like to cancel my card.” And it felt good.
Once I’m done with credit card debt once and for all, I’m going to look at getting a card with fantastic rewards. But until that point, I’m just going to keep things simple with one credit card.
- Tips for Improving Your Credit Score (ally.com)
- Declutter for the New You (anamericanpointofview.wordpress.com)
- Here We Go 2012 | Declutter Tips (TheMentalClutterCoach.com)
- Time for a New Year Declutter (anygoodtoyou.wordpress.com)
- New Year = Decluttered Slate! (labellehibou.com)
- Declutter (liveonimpulse.wordpress.com)
- January Challenge: Decluttering! (wellnessmom.wordpress.com)